Personal Finance 12th Edition by E. Thomas Garman – Test Bank

Test Bank For Personal Finance 12th Edition by E. Thomas Garman

1. ISBN-10

   1133595839
2. ISBN-13

   978-1133595830

   PERSONAL FINANCE 12E presents a wise, scholar-nice introduction to non-public financial administration. Using a structured, step-by-step methodology, this market-major textual content material helps school college students study to save lots of and make investments, deal with scholar loans, file taxes, decrease financial institution card debt, and plan for the long run. Precise-life conditions, defending quite a lot of financial challenges, enable school college students to grasp the relevance of key concepts, and useful suggestion from personal finance specialists helps them apply these concepts of their very personal lives. Many math-based examples clearly illustrate the essential significance of accomplishing prolonged-time interval financial targets by technique of investing. Setting up on the success of earlier editions, the model new Twelfth Edition continues to interact school college students and focus their consideration on essential concepts they wish to obtain class and to deal with their funds correctly for a lifetime.

   Overview

   1. The Most Obvious Nicely being Related Financial Loss Is The Need For Income Various When One Is Unable To Work.
   A. True
   B. False
   ANSWER: False
   POINTS: 1
   DIFFICULTY: Easy
   REFERENCES: Make clear How The Cheap Care Act Works, And How Clients Retailer And Pay For Nicely being Insurance coverage protection Safety
   KEYWORDS: Bloom’s: Understanding
   OTHER: Analytic
   NOTES: 11.1

   2. A lot much less Than 50 P.c Of Folks Are Coated By Some Type Of Personal Or Authorities Nicely being Care Plan.
   A. True
   B. False
   ANSWER: False
   POINTS: 1
   DIFFICULTY: Affordable
   REFERENCES: Make clear How The Cheap Care Act Works, And How Clients Retailer And Pay For Nicely being Insurance coverage protection Safety
   KEYWORDS: Bloom’s: Remembering
   OTHER: Analytic
   NOTES: 11.1

   3. The Official Title Of The 2010 Nicely being Insurance coverage protection Reform Laws Is Obamacare.
   A. True
   B. False
   ANSWER: False
   POINTS: 1
   DIFFICULTY: Easy
   REFERENCES: Make clear How The Cheap Care Act Works, And How Clients Retailer And Pay For Nicely being Insurance coverage protection Safety
   KEYWORDS: Bloom’s: Remembering
   OTHER: Analytic
   NOTES: 11.1

   4. It Is Turning into Increasingly Frequent For Nicely being Care Plans To Present Lower Prices To People With A Healthful Life-type.
   A. True
   B. False
   ANSWER: True
   POINTS: 1
   DIFFICULTY: Easy
   REFERENCES: Make clear How The Cheap Care Act Works, And How Clients Retailer And Pay For Nicely being Insurance coverage protection Safety
   KEYWORDS: Bloom’s: Understanding
   OTHER: Analytic
   NOTES: 11.1

   5. The USA Spends A Elevated Share Of Its Gross House Product Than Any Completely different Nation.
   A. True
   B. False
   ANSWER: True
   POINTS: 1
   DIFFICULTY: Easy
   REFERENCES: Make clear How The Cheap Care Act Works, And How Clients Retailer And Pay For Nicely being Insurance coverage protection Safety
   KEYWORDS: Bloom’s: Remembering
   OTHER: Analytic
   NOTES: 11.1

   6. Youthful Adults Would possibly Preserve On A Father or mom’s Nicely being Care Plans Until Age 22 Or Graduating From School Whichever Comes First.
   A. True
   B. False
   ANSWER: False
   POINTS: 1
   DIFFICULTY: Affordable
   REFERENCES: Make clear How The Cheap Care Act Works, And How Clients Retailer And Pay For Nicely being Insurance coverage protection Safety
   KEYWORDS: Bloom’s: Remembering
   OTHER: Analytic
   NOTES: 11.1
   They Would possibly Preserve On A Father or mom’s Plan Until Age 26 Regardless Of Whether or not or not They Are In School Or Not

   7. A Group Nicely being Care Plan Is Purchased Collectively To An Entire Group Of People Comparatively Than Folks.
   A. True
   B. False
   ANSWER: True
   POINTS: 1
   DIFFICULTY: Easy
   REFERENCES: Distinguish Amongst The Types Of Nicely being Care Plans
   KEYWORDS: Bloom’s: Remembering
   OTHER: Analytic
   NOTES: 11.2

   8. Medicare Is The Solely Federal Nicely being Care Program Presently In Place.
   A. True
   B. False
   ANSWER: False
   POINTS: 1
   DIFFICULTY: Affordable
   REFERENCES: Distinguish Amongst The Types Of Nicely being Care Plans
   KEYWORDS: Bloom’s: Remembering
   OTHER: Analytic
   NOTES: 11.2
   The Medicaid Program Is Are Obtainable.

   9. Deciding on Your Medicare Plan By A Personal Agency That Combines Medicare Components A And B Into One Plan Referred to as A Medicare Profit Plan Can Broaden Nicely being Care Benefits.
   A. True
   B. False
   ANSWER: True
   POINTS: 1
   DIFFICULTY: Affordable
   REFERENCES: Distinguish Amongst The Types Of Nicely being Care Plans
   KEYWORDS: Bloom’s: Understanding
   OTHER: Analytic
   NOTES: 11.2

   10. Medicare (Half B) Requires A Month-to-month Premium For Safety.
   A. True
   B. False
   ANSWER: True
   POINTS: 1
   DIFFICULTY: Affordable
   REFERENCES: Distinguish Amongst The Types Of Nicely being Care Plans
   OTHER: Analytic
   NOTES: 11.2